Terms of Service

AOC SDN. BHD. (Company Registration No. 202201031727), trading as The Art of Crypto

1. Contracting party and contact

These Terms of Service (“Terms”) form a contract between you and AOC SDN. BHD. (Company Registration No. 202201031727), trading as The Art of Crypto (“AOC”, “we”, “us” or “our”). Our business address is 7-2, Plaza Danau 2, Jalan 2/109F, Taman Danau Desa, 58100 Kuala Lumpur, Malaysia. Contact: support@theartofcrypto.co; +60 17 266 0386.

2. When these Terms apply

These Terms apply when you access our websites, submit an application, create an account, join a community, attend a call or session, or purchase or use a programme. The offer page, order summary and any product schedule presented before payment form part of the contract. If they conflict, the specific order summary controls for the product, price, payment schedule, renewal date and access period, while mandatory law always prevails.

You accept these Terms through an unticked checkbox or another clear affirmative action. Merely browsing the public website does not create a paid-service contract.

3. Eligibility

You must be at least 18 years old and have legal capacity to enter the contract. You must provide accurate information and use the services lawfully. We may decline an application where a programme is not suitable, capacity is unavailable or legal, sanctions, payment or security concerns apply. An application or fit call does not guarantee admission, funding, trading success or any financial result.

4. Education only — no regulated advice or brokerage service

AOC provides general trading education, curriculum, tools, examples, educational market reviews and community support. AOC is not your broker, investment adviser, financial planner, fund manager, portfolio manager, prop firm or fiduciary. We do not hold or control your trading capital and do not guarantee access to any third-party funded account.

Content is not personalised investment advice or a recommendation to enter, hold or exit a specific trade. You remain responsible for deciding whether and how to trade, selecting any broker or prop firm, understanding its rules, and obtaining independent financial, legal and tax advice. If a live session or communication departs from this boundary, contact support and do not rely on it as personalised advice.

5. Trading and prop-firm risk

Trading, leverage and prop-firm evaluations involve substantial risk. You may lose all trading capital, fees and evaluation costs. A prop-firm allocation is subject to the independent firm’s rules and is not cash owned by you or AOC. Payouts, profitability, win rates, time to funding and income vary and are not guaranteed. Past performance and individual testimonials do not predict your result.

6. Programmes and access

Bootcamp application and fit call

The Bootcamp application and any advertised free fit call are intended to assess fit and explain AOC’s educational approach. They do not include personalised investment advice and do not obligate you to purchase.

Blueprint and other paid programmes

The order summary states the curriculum, access period, scheduled sessions, community or support features, start conditions and any prerequisites included in the selected plan. Features not stated in the order summary are not included. Recordings, live-session schedules, mentors and platforms may change where the overall service remains materially equivalent and mandatory law permits.

Programme access is personal, non-transferable and limited to the period shown in the order summary. We may use a member platform or third-party services to deliver access. Those providers may also apply terms to their own platform, but their terms do not remove your rights against AOC for the AOC service.

7. Accounts and security

You must keep login credentials confidential, use reasonable security and promptly report suspected unauthorised access. You may not share, sell or transfer an account. We may require re-authentication for payment, cancellation, privacy or security actions. You are responsible for activity you authorise, but you may challenge errors or unauthorised activity and our logs are not conclusive evidence.

8. Prices, payment and taxes

The order summary shows the seller, product, total price, currency, taxes or fees, payment schedule, access period and any recurring terms before you become bound. You authorise only the charges displayed in that summary. We provide an order confirmation and receipt or invoice after purchase.

Instalment plans

If the order summary describes an instalment plan for a fixed total programme price, the instalments are scheduled payments of that total price rather than monthly cancellation rights. Remaining instalments stay due unless an approved refund, service remedy or mandatory law provides otherwise. We will not accelerate, add or change instalments except as stated before purchase or agreed with you.

Recurring subscriptions

If the order summary describes a recurring subscription, it states the initial term, recurring amount and frequency, first renewal date and cancellation method. Unless cancelled before the next renewal, the subscription renews at the displayed amount and frequency. You may cancel future renewals through https://billing.theartofcrypto.co/dashboard or support@theartofcrypto.co. Cancellation stops future renewals and access continues until the end date shown in the account or cancellation confirmation; it does not automatically refund a completed charge.

Digital-asset payments

If checkout offers USDT or another digital asset, the order summary must identify the accepted token, network, receiving wallet, amount or exchange-rate method, network confirmations, fees and refund method. You are responsible for using the stated token, network and address. Do not send a different asset or network. We will investigate a payment error reasonably but cannot guarantee recovery from an incompatible or incorrect transfer.

You are responsible for taxes imposed on you unless the order summary states they are included or AOC must collect them. We may use payment and fraud-prevention providers and may suspend delivery while a payment is genuinely disputed or overdue, subject to notice, proportionality and mandatory law.

9. Immediate access and withdrawal rights

Digital content or services may begin shortly after purchase. Immediate access does not automatically waive a statutory withdrawal or cancellation right. Where applicable law requires it, checkout will separately ask you to request supply during the withdrawal period and acknowledge the legal effect once supply begins. If you do not make that separate choice, we will provide delayed access or another lawful option where required. See the Refund Policy for details.

10. Community and acceptable use

You must treat participants and staff respectfully and must not harass, threaten, discriminate, impersonate, spam, solicit unlawfully, distribute malware, evade access controls, expose another person’s data or use the community for unlawful financial promotions. Do not post account credentials, private keys, personal financial details or confidential third-party material.

We may remove content or restrict community access where reasonably necessary for safety, law, intellectual property or material breach. Except for urgent safety or security action, we will explain the reason and provide a reasonable opportunity to respond. A restriction does not remove mandatory refund or consumer rights.

11. Intellectual property and permitted use

AOC and its licensors own the programme materials, recordings, branding, software and content. During your valid access period, we grant you a limited, revocable, non-exclusive, non-transferable licence to use the materials personally for learning. You may not reproduce, record, scrape, sell, publish, share, sublicense, create a competing course from, or commercially exploit the materials without written permission. Your own original material remains yours; you grant us only the rights necessary to host and display it within the service.

12. Testimonials and results

We will not publish your name, likeness, recording, testimonial or trading result under these Terms alone. Publication requires a separate documented permission that identifies the content, channels, duration and any compensation or benefit. You may withdraw future publication permission as stated in that release, although withdrawal does not invalidate uses already lawfully completed.

13. Third-party services

Brokers, prop firms, payment providers, messaging services, social platforms and other third parties are independent from AOC. Their products, rules, availability, fees and decisions are outside our control. A link, demonstration or educational discussion does not guarantee or endorse their performance. AOC remains responsible for obligations that mandatory law places on AOC and does not use third-party terms to exclude those obligations.

14. Cancellation, refunds and service remedies

You may cancel a recurring subscription as described in section 8. Refunds, withdrawal rights, duplicate or unauthorised charges, service non-conformity and non-delivery are governed by the Refund Policy and mandatory law. Cancelling access or leaving a community is not automatically a refund request. Contact support@theartofcrypto.co for either request.

15. Suspension and termination

We may suspend or terminate access for material non-payment, account sharing, unlawful activity, serious community misconduct, security risk or material breach. Action will be proportionate. Except where immediate action is reasonably necessary, we will give notice and a reasonable opportunity to remedy. If AOC permanently discontinues a paid service without providing the contracted value, we will provide an appropriate replacement, price reduction or refund as required by the contract and mandatory law.

16. Service changes and availability

We may make reasonable changes to improve security, lawfulness, technology or educational delivery. We will not materially reduce a purchased service without notice and an appropriate remedy. Maintenance, internet failures and third-party outages may affect availability. We do not promise uninterrupted or error-free access, but this does not exclude rights concerning non-conforming digital services.

17. Disclaimers and liability

To the extent permitted by law, AOC is not liable for trading decisions, market losses, prop-firm decisions, third-party outages or indirect losses that were not reasonably foreseeable when the contract was formed. Nothing in these Terms excludes liability that cannot lawfully be excluded, including liability for fraud, wilful misconduct, death or personal injury caused by negligence, or mandatory consumer guarantees and remedies.

Where liability may lawfully be limited, AOC’s aggregate liability for a claim concerning a paid service is limited to the amount you paid AOC for the affected service during the 12 months before the event giving rise to the claim. This limitation does not apply where mandatory law requires a different result.

18. Events beyond reasonable control

Neither party is responsible for delay caused by an event beyond reasonable control, provided the affected party takes reasonable steps to reduce the effect and resumes performance when possible. Payment obligations already due are not excused. If the event materially prevents AOC from supplying the service for an extended period, the parties retain any termination or refund rights provided by law.

19. Complaints and disputes

Please send a complaint to support@theartofcrypto.co with the order number and a concise description. We will acknowledge it and investigate in good faith. We do not require you to waive a statutory remedy or contact us before exercising a right that law allows you to exercise directly. We will identify an alternative dispute-resolution body only where AOC is legally required or has committed to use that body.

20. Governing law

These Terms are governed by the laws of Malaysia, and the courts of Kuala Lumpur have non-exclusive jurisdiction. If you are a consumer in another country, this clause does not deprive you of mandatory protections or court rights that cannot be excluded by agreement.

21. Changes and contract records

The version accepted for an order remains part of that contract and is retrievable from our records. We may update Terms prospectively for later purchases or renewals. A material change to an existing recurring service will be notified before it takes effect and will not remove accrued or mandatory rights. If any provision is unenforceable, it will be narrowed to the minimum extent necessary and the remaining provisions continue.

22. Contact

AOC SDN. BHD., Company Registration No. 202201031727
7-2, Plaza Danau 2, Jalan 2/109F, Taman Danau Desa, 58100 Kuala Lumpur, Malaysia
Email: support@theartofcrypto.co
Telephone: +60 17 266 0386